If you want to get caught up on the reasons for the mortgage crisis, what sub-prime loans mean, how the economy got into the situation it is in you really should listen to this story from This American Life and NPR.
It is an hour long, but to my mind, so worth it.
It shows how the role of people, honest, common sense, better rules and doing the right thing could have made such a difference.
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Where can I go to have totally free, unbiased house loan information? Close to all over the place on the net is attempting to sell me some thing.